Loan Rates

 

Signature Loans
	APR
Start as low as...	10.90%

KwikCash Line of Credit
	APR
Start as low as...	10.90%

Up to 36 months unsecured loans

New Autos and Trucks
		APR
24 month terms	start as low as...	3.99%
36 month terms	start as low as...	3.99%
48 month terms	start as low as...	3.99%
60 month terms	start as low as...	3.99%
72 month terms	start as low as...	4.50%

*3.99% APR is a special offer for a limted time.

Used Autos and Trucks
		APR
24 month terms	start as low as...	3.99%
36 month terms	start as low as...	3.99%
48 month terms	start as low as...	3.99%
60 month terms	start as low as...	3.99%

*3.99% APR is a special offer for a limted time.

Boats, RV's, Motorcycles
		APR
24 month terms	start as low as...	7.75%
36 month terms	start as low as...	7.75%
48 month terms	start as low as...	8.45%
60 month terms	start as low as...	8.45%

Home Equity Loans (up to 80% LTV)
2nd Mortgage	APR	Home Equity LOC (REAP)	APR
3 year balloon*
Start as low as...	5.95%		Prime
HELOC minimum rate of 4.50%
5 year balloon*
Start as low as...	6.20%	Prime rate=3.25%(effective 12/16/08)
*Balloon amortization period is not to extend beyond 15 years.

Home Equity Loans (up to 95% LTV)
2nd Mortgage	APR
(up to 95% equity)(Not availalbe at this time)	N/A
5 year balloon*
(Not available at this time).	N/A
*Balloon amortization period is not to extend beyond 15 years.

Share secured loans

3% above the rate

2 year balloon or CD maturity
*Rates subject to change without notice